Sick Pay & Allowances

Sick pay calculator

There are two separate sick-pay payments, provided under different schemes and calculated using different rules:

Statutory Sick Pay (SSP) is paid by your employer under government rules, from your first full qualifying working day of sickness - there are no waiting days.
SSP is paid by the employer, and company sick pay is normally also administered through the employer's payroll.
The company's extra sick pay is on top of SSP, and only starts once you've been off more than 7 calendar days.
This version uses a Monday-to-Friday basis, so weekends count toward the absence but are not paid by SSP or company sick pay.

Maximum SSP rate - 2026/27 £123.25/week

SSP waiting days None

SSP maximum duration 28 weeks

Company pay waiting period First 7 days excluded

Your grade group

Check your payslip or ask your supervisor if you're not sure which grade you're on.

First full day off sick

The calculator uses this date to work out which days are weekdays and which are unpaid weekends.

How many days have you been off?

Count every calendar day, including weekends - not just working days.

Fill in the fields above to see your estimate.

Statutory Sick Pay - paid by your employer

Paid weekdays 10 days

Maximum weekday rate - based on 5 paid weekdays per week £24.65 / day

Estimated SSP (at maximum rate) £246.50

SSP is paid by your employer under government rules, not by the ECSA agreement. £123.25/week is the maximum - you actually get whichever is lower: £123.25/week or 80% of your average weekly earnings, so your real amount could be less than shown here. Rate and rules from gov.uk/statutory-sick-pay - always check there for the current figure.

This version uses a Monday-to-Friday basis. Weekends count toward the absence but are not paid by SSP or company sick pay.

Company sick pay (industry top-up)

Waiting days (unpaid) 7 days

Paid weekdays 5 days

Weekly rate £180.93 / week

Estimated company pay £180.93

These are estimates only. Real payroll figures may differ slightly for part weeks, and your actual SSP can be lower if 80% of your average weekly earnings is less than the flat SSP rate - check with payroll for your exact figure. This version assumes weekends are unpaid for both SSP and company sick pay.

Day-by-day sick-pay calendar

This visual breakdown shows which days are paid by SSP, which days receive company sick pay, and which days are unpaid weekends or unpaid waiting days.

SSP only Company sick pay only SSP and company sick pay No payment

Detailed day-by-day calculation

Day	Date	Status	SSP	Company pay	Day total	Explanation

Important rules

The first seven calendar days are excluded from company sick pay.
Under this version, Saturdays and Sundays are not paid by SSP or company sick pay.
The maximum total industry cover is 26 payable weeks, represented here as 130 paid weekdays.
The cover is stated to be payable in addition to SSP.

Other welfare benefits

On top of sick pay, the agreement also provides these one-off payments for death or serious injury. These are separate from sick pay. These benefits form part of the scheme, subject to its eligibility conditions, exclusions, evidence requirements and claims process.

These are company/agreement welfare benefits. They are not the same as union-run support such as the death fund or sick collection, which should be treated separately.

Benefit	What it covers	Amount
Death in Service Benefit	Also covers up to 6 months after employment ends, if not working elsewhere	£35,000
Conditional Death Benefit	Additional death cover under the agreement's conditions	£50,000
Accidental Death Benefit	Death caused by an accident	£40,000
Loss of sight - one eye	Personal accident / permanent disability	£50,000
Loss of sight - two eyes	Personal accident / permanent disability	£100,000
Loss of one limb	Amputation or permanent loss of use	£50,000
Loss of two or more limbs	Amputation or permanent loss of use	£100,000
Loss of four fingers or a thumb	Amputation or permanent loss of use	£2,000
Loss of index finger	Amputation or permanent loss of use	£1,250
Loss of any other finger	Amputation or permanent loss of use	£750
Loss of big toe	Amputation or permanent loss of use	£1,000
Loss of any other toe	Amputation or permanent loss of use	£500
Permanent disablement from any occupation	Unable to return to any paid work	£100,000

These figures are a plain-English summary. Always check the source agreement and your employer's scheme documents for the exact definitions, exclusions and evidence needed to claim.